您必須交付相關的成本，例如專業費用以及政府收費。以下是將產生的一般費用與收費。
|
種類
|
利率
|
|
專業律師費
|
|
|
首10萬令吉徵收1%
次490萬令吉徵收0.5%
|
|
印花稅
|
|
|
貸款額的0.5%或每1000令吉徵收5令吉
|
|
|
首10萬令吉徵收1%
次40萬令吉徵收2%
|
|
貸款發放費
|
|
包括了債務負擔登記費，土地檢查費以及報窮檢查費
|
各州屬以及土地局對這類費用的徵收各有不同，同時也根據產業的種類而定。舉例說，在雪蘭莪及聯邦直轄區，這類費用介於300令吉至700令吉之間。
|
|
處理費用
|
收費率（RM）
|
範圍（RM）
|
|
金融機構將徵收一次過的處理貸款費用
|
50
|
最高達30,000
|
|
51
|
30,001 - 100,000
|
|
200
|
100,00以上
|
|
請注意，這類收費以及所徵收的費用，在未來可能會不相同。您應當與您的金融機構的貸款人員會晤，以獲得進一步的咨詢，並且針對您對這類費用以及律師業務事項所關心的任何問題提出討論。
Fees And Charges
There are also related costs such as professional fees and government charges that you would have to pay. Below are some of the common fees and charges you would expect to incur:
|
Type
|
Rate
|
|
Legal Fees
|
- Sale & Purchase Agreement
|
1.0% for the first RM100,000
0.5% for the next RM4,900,000
|
|
Stamp Duties
|
|
|
0.5% of the loan amount or RM5 per RM1,000
|
- Transfer of Title (for completed properties only)
|
1% for the first RM100,000
2% for the next RM400,000
|
|
Disbursement Fees
|
|
Include fees for registration of charge, land search and bankruptcy search
|
These fees vary by state, land office and type of property. For instance, in Selangor and Wilayah Persekutuan, the fees could range from RM300 to RM700
|
|
Processing Fees
|
Rate (RM)
|
Range (RM)
|
|
One time fee charged by the financial institution for loan processing
|
50
|
up to 30,000
|
| |
100
|
30,001-100,000
|
| |
200
|
100,000 above
|
|
Please note that the type of charges and the amount charged might change in the future. You should meet with your financial institution's loan officer for further advice and discussion regarding any questions that you may have concerning the type of fees and legal services.
留言列表
